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Gulseren

 

Dr. GULSEREN MUTLU

DIRECTOR OF ECONOMICS | WEALTH ADVISOR

 

“Let us raise a standard to which the wise and the honest can repair.”- George Washington

My first international adventure started at three years old when my family crossed the border from Bulgaria to Turkey to escape ethnic discrimimation. Against all odds and adversity, because of my determination and hardwork, I got a PhD scholarship to study in a rigorous economics program at New York University where I received lectures from Nobel Prize winning economists.

After receiving my Ph.D. degree, my next destination was Hong Kong, another cosmopolitan city where I worked as an Assistant Professor of Economics for seven years with City University of Hong Kong, taught thousands of international students economics courses at every level, conducted rigorous academic research and published in peer-reviewed academic journals.

I moved to Austin, Texas with my family in 2017 recognizing Austin’s potential for growth and innovation. Moving to the USA from Hong Kong where there is a flat income tax rate of 15%,  a functioning public healthcare and school system is as big a change as can be. The United States has one of the world’s most complicated financial and healthcare systems. This complexity and multiplicity creates huge anxiety on Americans. I realized that I can use my background in economics and my skills as an educator to help people gain financial clarity, reduce their financial anxiety and make better financial and investment decisions. 

I chose to work with Forefront because Forefront can deliver customized, goals-based and integrated financial advice.

Learn more about me

What are your favorite places that you lived in?

New York and Hong Kong, in both cities I lived for 7 years. I loved living in both cities because both are international, cosmopolitan, dynamic and welcome diversity. Both cities never stop surprising you. Even after living in them for many years, one will discover a new place out of the blue.

Where would be most likely on a Saturday night?

Watching a family movie with my son or having a lovely dinner with friends.

What drives you to do the work you do ?

I am driven by my desire to learn and understand how the economy and the financial world works and I am passionate about sharing my knowledge with others such as family, friends, students and clients whoever takes the time to listen to what I have to say. I will never say no to a coffee invite to discuss economics and finance.

If you had the ability to travel back in time, what’s something you would tell your 18-year-old self?

Spend less time on theory but more time on practice, action and results.

What are your top 5 book recommendations you think everyone should read?

  1. Thinking Fast and Slow by Daniel Kahneman for making me aware of my own mind’s built-in heuristics and biases
  2. Never Split the Difference by Chriss Voss for introducing me to powerful negotiation tactics
  3. The Psychology of Money by Morgan Housel for correctly depicting the US consumer
  4. My Name is Red by Orhan Pamuk for vividly depicting the life in the 19th century Istanbul
  5. Parent Effectiveness Training by Thomas Gordon for teaching me how to listen to my son